Colony Title Group, Ltd.

Maryland Real Estate Title Insurance : MD : DC : VA

Get Peace of Mind with Title Insurance in Calvert County

Are you thinking about getting title insurance in Calvert County? If you’re buying a new home, you want to protect it as best you can. You might be investing in insurance for physical damage like flooding or fire. Title insurance protects you from damage that isn’t physical, but is just as dangerous. If someone makes a legitimate claim on your home’s title, you could end up losing your home if you’re not prepared. Learn how title insurance prepares you for whatever comes your way, and why it’s a smart investment for your new home in this week’s blog.

Title Insurance in Calvert County

Protection from Discoverable Title Problems

How much do you know about your home’s title? The title may have a lot more history to it than you think. Properties that have been around for a long time have probably changed hands many times, which means there is higher chance that there is a problem with the title. Here’s an example of a problem with a home’s title.

Let’s say a former homeowner owed money to a creditor and didn’t pay. The creditor may have had a lien placed on the home’s title, forcing the owner to pay. If the owner died without paying the debt, the lien would have remained on the property. If you purchased the property without knowing this, you would assume responsibility for the lien.

When you purchase title insurance in Calvert County, your title company will conduct a title search before you buy the home. The purpose of this is to find any problems with the home’s title by conducting an extensive examination of local land records. This way, you won’t get stuck with old liens, back taxes, or other problems.

Protection from Undiscoverable Title Problems

Some problems with your home’s title can’t be found, no matter how extensive the title search is. These include problems that are related to fraud, forgery, or filing errors. And while it may have been just a mistake, a simple mistake could create the possibility that someone else has a legitimate claim on your home’s title.

If you didn’t have title insurance, you’d have to fight this in court yourself, an expensive process which, in the worst case scenario, could lead to you losing your home. But when you have title insurance in Calvert County, you’re protected from these kinds of problems with your home’s title. And that peace of mind is well worth it for any homeowner.

title insurance Calvert County

Title insurance could be the difference that saves you your home. To learn more, contact Colony Title Associates today at 410-884-1160, or visit ColonyTitle.com today!

Why Should I Get Title Insurance in Charles County?

Are you buying a new home and wondering if you should get title insurance in Charles County? Is this a good investment in your home? We believe it is a great investment. In fact, it’s one that could end up saving you your home. This one-time fee you pay when you close on your home is well worth it in the long run. Learn more in our blog!

title insurance Charles County

Why Should I Get Title Insurance in Charles County?

Do you know the history of the home’s title?

The title to the home you’re buying has likely been passed through many hands over the course of its existence. And in the process, it may have picked up a lien against a former owner as a result of unpaid taxes or mortgage payments. If you’re unaware that there are any outstanding liens or other encumbrances on a home’s title, these become your responsibility when you purchase the home. So how does title insurance help you avoid this?

The Title Search

When you purchase title insurance in Charles County, the title insurance company does a thorough investigation of all local records pertinent to the title. This is done in order to discover encumbrances on the home’s title. Even if you thought the title was clean, there may be an encumbrances buried in local records that is still applicable. The title search helps you avoid picking up any encumbrances once you purchase the home.

Protection of Your Homeownership

Ok, so if the title search finds problems with the title, why do I need title insurance in Charles County? The answer is that not every problem can be found via the title search. Some problems like forgery or fraudulent records are not discoverable by a title search, and can only be brought to light when someone makes a claim on your home’s title. When this happens, you’ll be in much better shape if you have title insurance.

This is because when you have title insurance in Charles County, any claims on the home’s title are handled by your title insurance company. The title insurance company will litigate for you, navigate the complex sphere of real estate law, and saving you a significant amount of time and money in the process. Title insurance could be the difference that saves you your home. To learn more, contact Colony Title Associates today at 410-884-1160, or visit ColonyTitle.com today!

Title Insurance in Harford County: A Good Investment

If you’re buying a new home, it’s a great idea to consider title insurance in Harford County. Title insurance is a one-time fee you pay when you close on your home that protects you from claims on your home’s title. You also get the benefit of an extensive title search that can find problems with your home’s title before you take ownership of the property. This way, these problems don’t become your responsibility. Learn more about the benefits of title insurance in our blog.

title insurance Harford County

Title Insurance in Harford County: What are the Benefits?

The Title Search

The title search is a thorough search of all local records relevant to the title of the property that you are intending to buy. The title search looks for problems that can show up in records that could negatively affect the title in some way.

For example, say a previous owner owed back taxes, and a lien was placed on the home’s title. If this lien was not paid by the previous owner, it is still associated with the home’s title. The next buyer could inherit the burden of this lien if he or she does not know it’s there. But with a title search, you can become aware of these problems and refer them to the correct party before they become your responsibility as the owner of the property.

Protection from Title Claims

The other big thing title insurance in Harford County protects you from are title claims. Title claims are a claim on your home’s title by a third party, who is claiming that they have a legitimate interest in the property. This can occur as a result of problems with the title that cannot be uncovered by the title search, such as filing errors or fraud.

What this means is that a filing error or fraudulent filing that could have occurred many years ago with regards to your home’s title can create a situation where another party can actually claim a legitimate interest in your home’s title. You need to protect yourself from this situation. This is where title insurance comes in.

When you have title insurance in Harford County, any claims on the home’s title are handled by your title insurance company. The title insurance company will litigate for you, navigate the complex sphere of real estate law, and saving you a significant amount of time and money in the process. Title insurance could be the difference that saves you your home. To learn more, contact Colony Title Associates today at 410-884-1160, or visit ColonyTitle.com today!

Title Insurance in Baltimore County from Colony Title

Are you buying a new home in Baltimore County? You should consider getting title insurance as well. Title insurance is the best way to protect your home from title claims. This week, we’ll talk about what a title claim is, how it could threaten your ownership of your home, and how title insurance protects you from title claims.

Title Insurance in Baltimore County

What is a title claim?

When you buy your home, you’re given the deed to the property. This is yours until you sell your home. However, if someone makes a title claim on your home, they’re saying that they are rightfully entitled to the deed which you thought was yours.

How does this happen?

There are several ways this can happen. One is fraud. A fraudulent act with regard to the title, even if it dates back 50 or 100 years or more, can make the title vulnerable, and allow a third party to make a claim. Filing errors are another occurrence that can set up the potential for a legitimate claim to be made on a home’s title by a third party.

Doesn’t the title search look for problems with the title?

The title search does look for problems with the title, and it can find a lot with careful analysis of records. However, things like fraud, which is a deliberate act to obscure title information, cannot be discovered during the title search. This is why you need title insurance in Baltimore County.

Why do you need title insurance in Baltimore County?

The purpose of title insurance is to protect you from these unforeseeable claims on your home’s title. If someone were to make a claim on your home’s title and you did not have title insurance, you’d have a big and expensive legal battle on your hands, one that in the worst case scenario could end with you losing your home. If you have title insurance in Baltimore County, your insurer will take care of the legal issues for you, and your home will be protected.

title insurance Baltimore County

To learn more about title insurance in Baltimore County, talk to Colony Title Associates today.

About Colony Title Associates:

Founded in 1995, Colony Title Group handles in excess of 2000 real estate closings in Washington DC and the Delmarva area every year. The founder Tee Tillman has more than 23 years of experience in the title and real estate law fields. Colony handles closings for several lenders, including banks, credit unions and mortgage brokers. Colony is the preferred choice for many real estate brokers in the Baltimore area. If you have any questions concerning issues that Baltimore title insurance protects you from, feel free to contact us at 410 884-1160 or visit ColonyTitle.com today!

Why You Should Get Title Insurance in Carroll County

A smart homebuyer knows that their home is an investment in their family’s future, which means that it’s important to protect this investment in any way possible. Getting title insurance in Carroll County is one of the best ways to do this.

Everyone has home insurance to protect their home from damage, but home insurance doesn’t protect your home from claims on the title. A claim on your home’s title could cost you thousands of dollars and a protracted legal situation. Not to mention that the worst case scenario could be that you lose your home. Title insurance protects you from this, which is why it’s so important to consider title insurance for your new home in Carroll County.

What is a Title Claim?

A title claim is when a third party says that they have rightful ownership of your home because they have a legitimate interest in the home’s title. There are a number of reasons this can happen. Errors in filing made long ago can create loopholes that allow for a third party to make a legitimate claim. Fraud is another method by which title claims can be made. These are just a few examples; there are other ways a legitimate claim can be made on your home’s title.

How Does Title Insurance in Carroll County Protect You from Claims?

If someone makes a claim on your home’s title and you have title insurance in Carroll County, your title insurance company will handle the litigation process and legal costs. A settlement can be reached with the third party to allow you to keep your home. Without title insurance, you run a much higher risk of losing your home.

Title Search Protection

Title insurance in Carroll County also protects you before you even buy your home. When you choose to purchase title insurance, your title company conducts a title search, which is a search of local records that can uncover many potential problems with your home’s title. Unpaid taxes or liens may still be associated with the title, for example. If you were to buy the home without knowing this, these would become your responsibility, and you could be held liable for them. The title search prevents this from happening.

To learn more about why you should get title insurance in Carroll County, contact Colony Title today.

title insurance Carroll County

About Colony Title Associates:

Founded in 1995, Colony Title Group handles in excess of 2000 real estate closings in Washington DC and the Delmarva area every year. The founder Tee Tillman has over 23 years experience in the title and real estate law fields. Colony handles closings for several lenders, including banks, credit unions and mortgage brokers. Colony is the preferred choice for many real estate brokers in the Baltimore area. If you have any questions concerning issues that Baltimore title insurance protects you from, feel free to contact us at 410 884-1160 or visit ColonyTitle.com today!

 

The Benefits of Title Insurance in Prince George’s County

Buying a home in Prince George’s County is an exciting process, especially for a first time homeowner. And one of the best ways to protect the huge investment you’re making in your home is with title insurance. Title insurance helps you protect your home from claims against the title, which could make the difference between you keeping your home and losing your home. Learn about the benefits of title insurance in Prince George’s County in this week’s blog.

The Benefits of Title Insurance in Prince George’s County

A Title Search

When you buy title insurance in Prince George’s County the title company conducts a title search, which means they go through all the records relevant to your home’s title. This is to see if there are any unpaid liens, mortgages, loans, or other problems that are still outstanding on the home’s title. If any of these are found, they can be taken care of before ownership of the home is transferred to you. If you were to buy your home without conducting a title search, you would become responsible for any unpaid taxes, etc., which you definitely don’t want. The title search helps take care of these problems to make sure they don’t become yours.

Protection Against the Unseen

A title search can find a lot, but it can’t uncover every potential problem with a home’s title. This is because of mistakes which may have been made in filing records many years ago. It could also be because a previous owner made a forgery or fraudulent change to a record in the past. It’s not impossible that this could have happened to your home’s title, which makes it especially important to protect yourself with title insurance in Prince George’s County.

It Protects You Against Title Claims

The last thing you want it for someone with a legitimate claim to your home’s title to come forward. This can happen however, and usually does because of one of those unseen errors we just talked about. If it does, title insurance in Prince George’s County can be the difference between keeping and losing your home. Protect yourself against every possible situation and get peace of mind with title insurance. Talk to Colony Title Associates today to learn more.

title insurance Prince George's County

About Colony Title Associates:

Founded in 1995, Colony Title Group handles in excess of 2000 real estate closings in Washington DC and the Delmarva area every year. The founder Tee Tillman has over 23 years experience in the title and real estate law fields. Colony handles closings for several lenders, including banks, credit unions and mortgage brokers. Colony is the preferred choice for many real estate brokers in the Baltimore area. If you have any questions concerning issues that Baltimore title insurance protects you from, feel free to contact us at 410 884-1160 or visit ColonyTitle.com today!

What are the Advantages of Title Insurance in Frederick County?

One of the many components of buying a new home is considering whether you also want to purchase title insurance in Frederick County. Your home is your most valuable asset, and title insurance can help you protect that asset. Learn about the many advantages of title insurance in Frederick County in this week’s blog!

The Advantages of Title Insurance in Frederick County

The Title Search

If you choose to purchase title insurance in Frederick County, the title company will conduct a title search. This is a thorough examination of all the records related to your home’s title. The purpose of this is to find any problems with the title that are still outstanding. This can save you a lot of trouble, because if you don’t take care of these problems before the title is transferred to you, they become your problems. You can face everything from unpaid taxes and liens to creditors calling you for a debt you now owe. The title search helps you avoid these problems right from the start.

Long-Term Protection

Of course, the title search can’t find all of the potential problems with a home’s title. Records show a lot, but they don’t show everything. This is due to errors in filing, and more deliberate actions like fraud and forgery. For protection against these unknown variables, you need title insurance in Frederick County. Why? For protection against third-party title claims.

Protection Against Title Claims

It could be that because of a filing error, forgery, or other long-ago action, that a third-party has a legitimate claim to the title which you thought was yours and yours alone. If that person brings legal action against you, your title insurance in Frederick Company will protect your home and foot the bill for court costs.

You Leave Nothing to Chance

Are you willing to take the chance that someone might be able to claim ownership of your home’s title? With title insurance in Frederick you leave nothing to chance, and give your home full protection under any circumstance. Talk to Colony Title Associates today for more information about title insurance in Frederick County.

title insurance Frederick County

About Colony Title Associates:

Founded in 1995, Colony Title Group handles in excess of 2000 real estate closings in Washington DC and the Delmarva area every year. The founder Tee Tillman has over 23 years experience in the title and real estate law fields. Colony handles closings for several lenders, including banks, credit unions and mortgage brokers. Colony is the preferred choice for many real estate brokers in the Baltimore area. If you have any questions concerning issues that Baltimore title insurance protects you from, feel free to contact us at 410 884-1160 or visit ColonyTitle.com today!

Five Reasons to Get Title Insurance in Montgomery County

If you’re buying a new home in Montgomery County, you’re probably wondering whether or not you should get title insurance. You’re not required to purchase title insurance for yourself, but you do have to for the lender. And it’s a good idea to get it for yourself for a number of reasons. Here are five great reasons to get title insurance in Montgomery County for your new home.

Five Reasons to Get Title Insurance in Montgomery County

It can clear up certain issues right away.

There are a number of title issues that can be cleared up right away when you purchase title insurance in Montgomery County. This is because the title company will perform a title search that looks for discoverable issues with the title. These include things like unpaid taxes and liens on the title. Even though these were levied on a previous owner, they will become your responsibility if you purchase the home unaware that they exist. Your title company in Montgomery County takes care of these issues before you buy your home.

It protects you from title issues that can’t be discovered.

Some problems with a home’s title just can’t be found, no matter how much searching is done. These include problems related to fraud, forgery, or a misplaced record. Title insurance protects you from these issues.

You don’t have to worry about claims on your title.

A claim on your title is when someone who has a legitimate stake in the ownership of the property tries to claim this stake. If you don’t have title insurance in Montgomery County, this will cost you a lot of money to take care of, not to mention the fact that you could lose your home. Title insurance protects your from claims on your title so you can be worry-free.

Your lender requires title insurance.

Your lender will require that you purchase title insurance for them. They know the value of title insurance in Montgomery County.

You can take care of it as part of your home purchase.

Adding title insurance to the purchase of your home is easy to do and well worth it in the long run.

title insurance Montgomery County

About Colony Title Associates:

Founded in 1995, Colony Title Group handles in excess of 2000 real estate closings in Washington DC and the Delmarva area every year. The founder Tee Tillman has over 23 years experience in the title and real estate law fields. Colony handles closings for several lenders, including banks, credit unions and mortgage brokers. Colony is the preferred choice for many real estate brokers in the Baltimore area. If you have any questions concerning issues that Baltimore title insurance protects you from, feel free to contact us at 410 884-1160 or visit ColonyTitle.com today!

Do I Need Title Insurance in Anne Arundel County?

Do I need title insurance in Anne Arundel County? Home buyers need to ask themselves this question. And while you’re not required to buy title insurance for yourself, there are many good reasons to do so. Let’s talk about why you might need title insurance in Anne Arundel County.

Why you should get title insurance in Anne Arundel County

You can never know if your title is completely defect free.

When you buy title insurance in Anne Arundel County, a home title company conducts an extensive title search to determine if there are any defects in the title that can be found in land records. However, there are defects that are impossible to find in these records. This happens because there was a filing error, or a fraudulent act on the part of a past owner. Regardless, a title search can’t find every defect with a title. This is one great reason why you need title insurance in Anne Arundel County.

You already have to get it for your lender.

You’re required to purchase title insurance for your lender. So why not get it for yourself too?

You’ll never have to worry about a claim on your title.

Imagine always wondering if someone might come out of nowhere with a valid claim on your home’s title. Now imagine never having to worry about this. With title insurance in Anne Arundel County, you’ll be in the second camp. And it will definitely be worth it.

title insurance Anne Arundel County

About Colony Title Associates:

Founded in 1995, Colony Title Group handles in excess of 2000 real estate closings in Washington DC and the Delmarva area every year. The founder Tee Tillman has over 23 years experience in the title and real estate law fields. Colony handles closings for several lenders, including banks, credit unions and mortgage brokers. Colony is the preferred choice for many real estate brokers in the Baltimore area. If you have any questions concerning issues that Baltimore title insurance protects you from, feel free to contact us at 410 884-1160 or visit ColonyTitle.com today!

Title Insurance in Maryland: A Worthwhile Investment

If you’re buying a new home, you’re probably consider whether or not to invest in title insurance for your home. While you’re not required to purchase title insurance for yourself, you are required to purchase it for the lender. There’s a good reason for this. The lender realizes the value of title insurance and its ability to protect it against claims against the property’s title that could otherwise result in lengthy and expensive legal contests. Let’s talk about some of the reasons why title insurance in Maryland is a worthwhile investment for you, the buyer.

Investing in Title Insurance in Maryland

It protects you from third-party title claims.

Title insurance in Maryland offers you protection from third-party claims on your home’s title. Though the title search can uncover some potential problems with your title and take care of them before the purchase of your home, there are some problems that can’t be discovered. Often these are the result of filing errors or forged documents. This is why it’s essential to have title insurance as a means of protection against these unforeseen problems.

It’s a one-time fee.

You purchase title insurance during the purchase of your home. Once you’ve paid for it, you’ll never have to do so again. Title insurance is a one-time fee that could end up saving you a substantial amount of money in the long run.

It could end up saving you your home.

The worst case scenario you could encounter would be a legitimate claim to your home’s title from a third party with no title insurance to protect you. It’s very possible that you could lose your home in this situation. Title insurance brings you the peace of mind that comes with knowing your home is safe.

 title insurance maryland

About Colony Title Associates:

Founded in 1995, Colony Title Group handles in excess of 2000 real estate closings in Washington DC and the Delmarva area every year. The founder Tee Tillman has over 23 years experience in the title and real estate law fields. Colony handles closings for several lenders, including banks, credit unions and mortgage brokers. Colony is the preferred choice for many real estate brokers in the Baltimore area. If you have any questions concerning issues that Baltimore title insurance protects you from, feel free to contact us at 410 884-1160 or visit ColonyTitle.com today!