A Refresher On Title Insurance


Title insurance can help protect your real estate investment.

Many people have probably heard of title insurance when it comes to real estate. But do they actually know what it means? Let’s face it, most people who have gone through a real estate transaction get so overwhelmed they forget some of the more important parts of it. In fact, title insurance is one of the more forgotten parts of any real estate transaction. Here is a simple refresher course to help get you ready for your next real estate transaction.

Title Insurance Will Help Protect Your Property Rights

This is the most simple definition to describe title insurance. A title insurance policy basically ensures that the property owner will actually have full title to the actual home or property being purchased. However, when a real estate legal description and address are brought to a title company, they begin an extensive search on the home. This search essentially follows a chain of title based on previous deeds. As a result, the deeds show how the real estate has changed hands over the years and life of the property itself.


Title Insurance Will Bring You Peace Of Mind

There is nothing better than sleeping soundly in the new home you recently purchased. In fact, when you have an owner’s title insurance policy, you can rest assured that you truly own the property purchased. If by any chance there is a claim made by someone questioning or challenging your ownership rights, you have the policy to protect you.


Bottom Line

There is nothing that is more important in a real estate transaction than making sure you get a title insurance policy, specifically an owner’s policy. This will protect your ownership rights in your home and leave you protected from any potential claims or defects that could be uncovered.


A Title Company You Can Trust: Colony Title

At Colony Title, we will help you through the process of getting your property’s title and help you avoid the pitfalls of hidden costs while you buy your home. We are also well trained in identifying any and all errors in public records and helping you resolve them. We specialize in real estate title insurance in both Maryland and Washington, D.C., and we will perform an expert title search, check through all past documentation, and examine records for any fraud or forgery. For more information on how we can get you into the home of your dreams, contact us online or give us a call at (410) 884-1160. To get more updates on housing markets and how to get into your home, follow us on Facebook, Twitter, LinkedIn, and Google+


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